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A Small Business Guide To Navigating The Complexities of Credit Card Processing Companies
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"A Small Business Guide To Navigating The Complexities of Credit Card Processing Companies"
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Credit card processing companies charge a bewildering number of fees to merchants who use their services, triggering legislation requiring more transparency on pricing by credit card processors. As a small business owner, you must understand how these fees affect your bottom line.

If you have an established business with a high volume of sales and a good credit rating, you can usually negotiate a lower service fee. Most credit card processing companies set rates according to tiers, with three-tier pricing being the most common.

Ask for a breakdown of all the fees you'll be charged, because there are more than just transaction fees. Non-transaction fees may include such things as service fees from other third-party providers the processor uses, statement fees, compliance fees, and more. The brand of credit cards you accept will also determine your fees.

This guide shows you how to choose the right provider and what you should look for in a credit card processing company. And to get you off to a solid start, we'll also provide you with several non-obligation and free quotes from pre-selected credit card processing companies that can meet your goals and objectives.


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